Retail Bond Expert

As predicted by Retail Bond Expert on 17th November Unite Group has become the latest property company to seek to diversify its funding structure by launching a retail bond on ORB.

As of August 2012, instant access accounts offered just 0.22% interest and deposit accounts 1.51%. Meanwhile cash ISAs offered an average of just 0.66% while fixed-term savings bonds paid more, but only 2.49% a year.

The rapidly developing UK retail corporate bond market is attracting a more diverse range of issuers and this has raised concerns that some investors may not fully understand the potential losses they could be exposed to.

This has been the most prolific year to date for the retail bond market since the launch of ORB in 2010.

Since the Summer of 2012, the London Stock Exchange’s platform for retail bond issuance has witnessed rapid growth

A new FTSE ORB Index Series has launched. These new retail bond indices measure the performance of bonds listed on ORB, Order book for Retail Bonds, the LSE’s retail orientated trading platform

North Sea oil operator EnQuest revealed that it raised £145m from issuing a 10-year bond

Retail Bond Expert is proud to have taken part in celebrations at the London Stock Exchange to mark the third anniversary of the Orderbook for Retail Bonds (ORB).

Hot on the heels of the success of the £145m issue by North Sea oil company EnQuest, Paragon, Britain's largest specialist buy-to-let mortgage lender is the latest company to offer a bond directly to investors...

With only six weeks left to make use of the 2012-2013 ISA allowance, savers and investors are increasingly considering retail bonds as a way to achieve above-inflation returns.

City Profile has been appointed as the corporate communications adviser to ORBIG, (Order Book for Retail Bond Issuer Group

Early closure signifies strong demand

Phillip Gilbert of Linear Investments poses the question

The launch marks an important new development for the retail bond market

International home credit service company enters the retail bond market

Early closure of IPF offer shows strength of UK retail bond market with £70m raised

Britain's second biggest spectator sport looks to the consumer to raise money with its loyalty bond

Numis Securities paint positive picture at conference at LSE

Elise Huttenga of IDCM discusses the appeal and growth of the retail bond market

Eden Riche of Investec outlines the risks and opportunities ahead

Property Development and Investment Company raise the bar

Retail Bond raises £80m a week early

Painfully low interest rates attract savers and investors to higher rates of return

Following its campaign to ensure that investors are provided with sufficient information to allow them to make informed investment decisions and objectively weigh the merits of the retail bonds on offer, Retail Bond Expert (RBE).

Family owned property group looks to raise £70m

construction firm fails to attract enough investors

Mr Bond considers the recent exodus from bond funds

As the Governor of the Bank of England delivers his most significant policy statement since taking office, Mr Bond considers the likely impact of a protracted period of low interest rates.

‘Fork ‘andles’ – Mr Bond Says Make Sure You Know What you are Buying

With Thursday’s half-yearly figures expected to show the full extent of the problems at the troubled Co-operative Bank, bond holders have united in their opposition to proposed plans to exchange their debt for equity, and have taken their case to the Bank of England – and beyond!

Enraged bond holders call for an alternative strategy to fill the hole in Co-op Bank balance sheet, but intransigent borrower insists there is no alternative.

Retail Bond Expert confirms the need for caution as borrowers tempt investors with a whole range of both listed and unlisted bonds, and asks if it is time for industry standard product definitions.

9 yr retail bond breaks period of inactivity

Housing Association bond attracts investors

International Personal Finance launches second tranche of its BB+ rated, seven year retail bond.

Oil company issues ‘top up’ on the retail bond launched earlier in the year.

Following the launch of its first retail bond in the UK Retail Bond Expert is delighted to have had the opportunity to speak to FD Tony Durrant who, in this unique interview, tells us more about the strategy that underpins £1.8 billion FTSE 250 oil exploration company Premier Oil and shares his thoughts about the Order Book for Retail Bonds (ORB).

LSE plans to introduce a broader fixed-income trading service

Consultation could lead to relaxing of rules around time to maturity as Treasury plots ISA rule change

Paragon issues the first retail bond of the New Year

Positive response from investors prompts early closure

Retail Bond Expert highlights the need for standardised definitions in the lead up to ORB celebrations

At a well-attended event at the London Stock Exchange to mark the fourth anniversary of the launch of its Order Book for Retail Bonds, participants from all sectors of the market came together to celebrate its success to date and look forward to its prospects for the future.

8 year retail bond shows strong support

Mencap's Property Arm Offers a Seven Year Bond at 4.4% p.a

Wasps today became the first sports business to launch a retail bond

In this exclusive interview Mr Bond tries Wasps’ Chief Exec David Armstrong with some searching questions – and appears to have been converted.

Some hours ahead of the planned deadline of 5pm on 6th May, Wasps announced that the offer period of its retail bond was closed having achieved its target of £35m target in just ten days.

Retail Charity Bonds PLC announces the early closure of the Charities Aid Foundation Retail Charity Bond offering 5% due 2026

Burford Capital, a company that provides litigation finance and in which rock star fund manager Neil Woodford holds a 10% stake has launched a retail bond offering investors a coupon of 6.125% over eight years

Harlequins seeks to raise £7.5 million to fund future development with 5 year mini-bond

The North Sea oil operator has breached a covenant of its retail bond and raised the coupon on its 2022 bond from 5.5% to 7.0%

£3.3bn bond buyback declared legal depriving retail investors of up to 16% interest

As a champion of the market RBE has become increasingly concerned by a number of recent issues and the risks they present to investors.

As part of its ongoing campaign to see investors better educated, RBE’s Mr Bond lifts the lid on some of the markets worst excesses - 'don’t take shareholder risks for bondholder rewards'

‘Too good to be true’ Providence Financial bonds prove to be just that

As mini-bonds issuer Providence Financial goes bust taking £10m of income seekers hard-earned with it, Retail Bond Expert’s Mr Bond explains the importance of its listing venue when considering a bond as an investment.

Premier Oil seems set to secure the biggest debt refinancing deal in the North Sea

Pre-Christmas cheer for income seekers with only the fourth issue on ORB in 2016

Following nine months of negotiation, North Sea oil explorer, Premier Oil, has agreed the terms of its long-awaited debt refinancing

Retail Charity Bonds plc has announced that award winning care home provider Greensleeves Care has closed the books on its retail bond fully ten days before its planned deadline of 12 noon on 24th March.

Retail Bond Expert’s Mr Bond considers whether there’s a ‘third way’ in the ongoing quest for income

Burford Capital, a company that provides litigation finance and in which rock star fund manager Neil Woodford holds a 10% stake has launched a retail bond offering investors a coupon of 5% over nine and a half years

Lead manager Peel Hunt pulled stumps early on its most recent retail bond issue as Burford Capital raced to £175 million in just one week.

Retail Charity Bonds PLC today announced the launch of The Dolphin Square Charitable Foundation Retail Charity Bond offering 4.25% due 6th July 2026.

Mortgage lender LendInvest is looking to raise £50 million by issuing a five-year retail bond offering 5.25%

Retail Bond Expert’s Mr Bond considers whether there’s a ‘third way’ in the ongoing quest for income

Vanguard, the world’s second-largest asset manager, has continued to target the UK market by announcing the launch of an actively managed bond fund

Select Property Group has today announced the offer of sterling-denominated retail bonds offering 6% p.a. due 2023

New platform allows retail investors to invest in corporate bonds and choose their return and duration

Hightown, the Hertfordshire-based landlord, which currently owns 5,300 properties, is offering a fixed term investment via the Retail Charity Bond platform

Specialist mortgage lender launches roadshow to gauge appetite from fixed income investors ahead of potential launch

….And you thought that we were faking, that we were all just money making…..’

Investors that had been staring down the barrel of a £7.5m loss look set to be compensated after the Financial Ombudsman Service (FOS) upheld two complaints against Independent Portfolio Managers (IPM)

Dartington Hall Trust, a charitable organisation located on a medieval Devon estate, has launched a retail bond issue to raise up to £20 million to help it upgrade and develop its estate.

The Bonds that still have not come in from the cold; why investors keep getting the flu

Issuer of 6.5% retail bond due 2022 investigated after it breached financial covenants

FCA urges investors to sign up with lifeboat fund as SFO investigates

Provider of home credit and digital lender International Personal Finance (IPF) is offering DIY investors a rare opportunity with a new retail bond offering an eye-catching coupon of 7.75% p.a.

MPs call for FCA chief to quit as investors sweat on potential loss of £236m

Treasury announces a full enquiry into doomed mini-bond issuer, and also a wider policy review

FSCS says that just 159 out of 11,600 bondholders will definitely receive compensation after LCF scandal

Nerves for savers who ploughed £94 million into savings bond company founded by Graham Wellesley, as auditors suggest company may be in jeopardy

Despite its own ban on advertising mini-bonds after the London Capital & Finance debacle, FCA calls for government to intervene

David Beacham explains Goji's term based diversified lending product

More and more are taking control in pursuit of financial independence; here is an introduction to income investing

Why more and more people are taking personal control of their finances

Retail Bond Expert’s Mr Bond looks at the factors that suggest we may have been in recession since the Global Financial Crisis and the contrasting fortunes of two recent retail bond issues trying to lure income investors on ORB

Legal action has been started to challenge the decision that just a fraction of the 11,600 bondholders should be compensated

Chancellor has previously advocated an AIM-style exchange for SME retail bonds

£36m at risk as mini-bond issuer follows payday lender into administration

There have been few opportunities for those seeking regular income from retail bonds of late; now a bond issued by Retail Charity Bonds offers retail investors the opportunity to invest in the care home sector which has received so much attention during the pandemic.